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That portion of an insurance premium which represents the cost of producing the insurance business: it includes the agents commission, the company field expense, and other related expenses.指保费中体现保险展业成本的一部分。展业费用包括代理人佣金、保险公司外勤费用和...[继续阅读]
The limit of indemnification under the Standard Fire Policy and other property contracts: in most cases it is replacement cost minus depreciation.指标准火险保单和其他财产保险合约项下的最高赔偿额。在多数情况下,它是重置成本减去折旧。...[继续阅读]
See AVAILABLE SOLVENCY.Equivalent TermsAVAILABLE SOLVENCY, AVAILABLE SOLVENCY MARGIN, ACTUAL SOLVENCY MARGIN, STATUTORY SOLVENCY MARGIN, AVAILABLE SURPLUS CAPITAL, ELIGIBLE CAPITAL, FREE CAPITAL, TOTAL ADJUSTED CAPITAL, POLICYHOLDER SURPLUS, STATUTORY SUR...[继续阅读]
An actuary is a professional trained in evaluating the financial implications of contingent events. Actuaries require an understanding of the stochastic nature of insurance, the risks inherent in assets and the use of statistical models. These skills are ...[继续阅读]
One who may claim under, or is protected by, an insurance policy issued to another, as a mortgage named in a fire policy.指不是以被保险人身份,但通过附在火险保单项下的抵押获得赔付或受到保障的人。...[继续阅读]
Paying the extra expense involved in living elsewhere during the period of time it is impossible to remain in a dwelling which has been damaged by fire or another insured peril.指因其住所受到火灾或承保风险损害无法居住时,保险公司在此期间支付的额外费用。...[继续阅读]
A type of insurance that allows the policyholder to change the plan of insurance, raise or lower the face amount of the policy, increase or decrease the premium, and lengthen or shorten the protection period.指寿险的一种类型,该保险的保单持有人可改变其保险计划,提高或降低保...[继续阅读]
One who settles insurance claims; may be a salaried employee or an independent operator.Other Related DefinitionsADJUSTER BUREAU, CERTIFIED PROFESSIONAL PUBLIC ADJUSTER (CPPA), PUBLIC ADJUSTER, SENIOR PROFESSIONAL PUBLIC ADJUSTER (SPPA), STAFF ADJUSTER.指专...[继续阅读]
A person authorized to administer the estate of a decreased person by the court: his or her duties are to collect assets of the estate, and distribute the residue to those entitled; he or she resemble an executor, who is appointed by the will of the decre...[继续阅读]
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