The act of surrendering to the insurer all interest in the thing insured: it is generally conceded that property can not be voluntarily abandoned to the insurance company——one notable exception to this general rule occurs in ocean marine, where abandonmen...[继续阅读]

    A legal doctrine under which one can be held liable even in the absence of negligence having been proven, as in the case of workers compensation.Other Related DefinitionsSee EMPLOYERS LIABILITY, WORKERS COMPENSATION.指法律的一条原则,即一个人即使被证明无过失也负有法律上的责任...[继续阅读]

    Agreeing to terms by means of which a bargain is concluded and the parties are bound: the binding of an insurance contract by the insurer.Other Related DefinitionsSee APPLICATION, AUTOMATIC TREATY, DECLINATION, PREEXISTING　CONDITION, PROPOSAL .指交易条款达成一致后对...[继续阅读]

    An event or occurrence which is unforeseen and intended.指事件或事件的发生难以预知和并非出自主观愿望。...[继续阅读]

    A form of health insurance against loss by accidental bodily injury.See ACCIDENTAL BODILY INJURY.指健康保险的一种形式,该保险对身体因意外伤害所造成的损失提供保障。见意外伤害保险。...[继续阅读]

    Injury to the body of the insured as the result of an accident.See ACCIDENT INSURANCE, ACCIDENT.指意外事故对被保险人身体的伤害。见意外险,意外事故。...[继续阅读]

    A provision added to an insurance policy for payment of an additional benefit in case of death by accident means. In the case of double indemnity this would mean that the additional benefit represents a doubling of the standard benefit. The benefit could ...[继续阅读]

    Appearing in some policies, the unexpected or undersigned cause of an accident; the “means” which caused the mishap must be accidental in order to claim policy benefits.指造成伤害事故的、难以预料或非故意的原因, 它们常在一些保单中列明。要获得保单的受益给付...[继续阅读]

    Insurance written for an applicant that would normally be rejected by the insurer, but which is provided as a concession to the agency or a valued insured.指正常情况下投保人的保险申请会被保险人拒绝的保险,但出于对代理商的让步或留住有价值的被保险人,保险人还...[继续阅读]

    The risk that arises when a large number of individual risks are correlated such that a single event will effect many or all of risks.Other Related DefinitionsSee CATASTROPHIC RISK.指相当数量的风险单位彼此相关联时,一个单一事件的发生将会影响许多或者全部风险单位。其...[继续阅读]